The process of borrowing itself is probably simple, but in reality it is far from what we know. There are many places we can get stuck in the process, there are many pitfalls. Plus, the hell of running into a bank … Well, it looks like some banks have listened to the prayers of many, and as far as possible they are denied personal presence. Let the details come!
Development is continuous
In fact, it is inevitable that banks will also make significant progress, not least in terms of gaining ground online. Because it is a classic competitive market, so whoever falls behind will lose a large number of customers. We have previously written that we will see significant progress coming soon, so now we look at what is happening.
People already know and count before they go to a bank. And that’s right, because sites like credit.com are easily accessible and highlight the differences between banks.
But it still had to go to the bank to start the borrowing process, whether it was a personal loan or a mortgage. This is not needed everywhere now.
4 banks are making big strides
It is already quite clear that you can ask for time at each bank, and you can provide many other details in advance to speed up the process, but 4 banks are ahead of the others. We do not sell bagpipe, these four banks are CIB, Cofidis, K&H and OTP.
They were also able to get ahead because they had the solution of video identification . Data protection, that is, GDPR protection, is very difficult to comply with in such cases, but it seems that the above banks have managed to find the right solution.
In fact, not even one of them says that in the event of a full credit application (personal loan), it will take up to half an hour, but on average, within one day, into your account.
Well, it looks like the future has really begun. We welcome this kind of development as everyone wins it. But before you run to another site, please contact us first! It does not matter which website you will land on.